Scottsdale fiduciary advisors who design your retirement paycheck, manage custom portfolios (no mutual funds), and coordinate taxes, Social Security/Medicare, and estate/beneficiaries—with custody at Charles Schwab.
Turn savings into a dependable retirement paycheck with tax-aware withdrawal sequencing and cash-flow mapping.
Learn More ›Map taxable → tax-deferred → tax-free, RMD timing, and Roth conversions to minimize your lifetime tax burden.
Learn More ›In-house portfolios of individual stocks & ETFs—no mutual funds—tailored to your risk tolerance and income needs.
Learn More ›Documents, beneficiaries, trust funding, and a secure digital vault for copies—we keep everything organized.
Learn More ›Right-sized life and LTC decisions that support (not fight) your overall financial plan.
Learn More ›Clarify goals, timeline, and what success looks like for you and your family.
Monte Carlo stress testing of your plan and mapping out tax-aware withdrawals.
Scheduled reviews and updates to your plan as life changes.
(Attorney/CPA services billed separately if engaged. Insurance, if placed via our affiliate, may pay carrier commissions—disclosed in writing.)
No. We manage individual stocks & ETFs. Clients pay our advisory (AUM) fee plus the ETF expense ratios.
Accounts are custodied at Charles Schwab. SIPC/excess SIPC protections apply to broker failure (not market loss). You retain control.
Yes. Phone/video for all clients—including Michigan and Texas—with in-office meetings available in Scottsdale.
Generally $100,000+ in investable assets. (401(k)-only guidance is available as a flat-fee option—see Fees.)
We coordinate planning; legal/tax advice is provided by your attorney/CPA under a separate engagement.
We offer a no-obligation introductory call to see how we can help coordinate your retirement plan.
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