We help Scottsdale and greater‑Arizona families translate savings into a durable retirement paycheck, align investments with taxes and benefits, and keep the legal/beneficiary details from falling through the cracks.
Liquidity planning, 401(k) rollouts, earn-out strategies, and tax-aware withdrawals once the work chapter closes.
Learn MoreGet "retirement-ready": target spend rate, gap-filling between work and Social Security, and Roth conversion windows.
Learn MoreTurn accounts into a coordinated paycheck with withholdings dialed in—so month-to-month cash feels calm, not chaotic.
Learn MoreRMD timing, Medicare guidance, beneficiary and titling cleanup, and risk that matches your real spending needs.
Learn MoreWe plan income, then build investments to fund it.
Withdrawal order, withholdings, Roth windows, QCDs, IRMAA awareness.
Individual stocks & ETFs (not mutual funds) for cost clarity and tax control.
Retirement + taxes + estate planning—coordinated together.
Clarify goals, timeline, and what success looks like.
A Monte Carlo is used to stress test your plan & map out tax-aware withdrawals.
Scheduled reviews and updates to your plan as life changes.
No. We manage individual stocks & ETFs. Clients pay our advisory (AUM) fee plus the ETF expense ratios—no mutual fund loads or 12b-1 fees.
Accounts are custodied at Charles Schwab. SIPC/excess SIPC protections apply to broker failure (not market loss). You retain control and can see your accounts anytime.
Yes. Phone and video for all clients—including Michigan and Texas—with in-office meetings available in Scottsdale.
Generally $100,000+ in investable assets. (401(k)-only guidance is available as a flat-fee option—see our Fees page.)
We coordinate planning; legal/tax advice is provided by your attorney/CPA under a separate engagement. We have in-office partners if you need referrals.
We offer a no-obligation introductory call to see how we can help coordinate your retirement income.
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