We serve clients across Texas by video or phone with a consultative, fiduciary approach—tax-smart income planning, custom portfolios (no mutual funds), and coordinated estate/tax guidance. Accounts are custodied at Charles Schwab.
How We Connect
Independent RIA · Custody at Charles Schwab · Heard daily on 1100 KFNX
Pre-retirees (50–60), new retirees, and retirees 70+ with $100k+ investable assets—plus business owners and former owners. We regularly meet with clients in Dallas–Fort Worth, Houston, Austin, San Antonio, and beyond—fully remote via secure video or phone.
Turning 401(k)/403(b)/IRA savings into income
DB plans, liquidity events, charitable strategies
Tech/energy employers—diversification & tax-aware selling
Coordinating within a broader withdrawal order
Multi-state logistics coordinated with your CPA
Tax-aware withdrawal sequencing and cash-flow mapping
Learn More ›Individual stocks & ETFs. Our strategy avoids mutual funds to save you money.
Learn More ›Right-sized life insurance and long-term care strategies—modeled into your retirement plan.
Learn More ›In-office estate-planning attorney (separate legal fees if engaged)
Learn More ›With CPA partners for complex issues (their fees separate)
Learn More ›Clarify goals, timeline, and what success looks like—via video or phone.
A Monte Carlo is used to stress test your plan & map out tax-aware withdrawals.
Scheduled reviews and updates to your plan as life changes.
We use secure video conferencing (Zoom or your preference) with screen sharing for portfolio reviews and planning discussions. Documents are exchanged through our secure client portal. Same fiduciary care, no geographic limits.
Yes—our calendar offers CST-friendly slots, plus additional times by request.
We only engage clients in jurisdictions where we're properly registered or exempt; we confirm eligibility before entering an advisory relationship.
Schwab is a member of SIPC; if SIPC limits are ever exhausted, Schwab maintains excess SIPC coverage (aggregate limits apply). Market losses aren't covered.
Generally $100,000+ in investable assets to implement diversification and planning depth effectively.
No. We build portfolios with individual stocks & ETFs. Clients pay our advisory fee and the underlying ETF expense ratios.
We handle general planning coordination and will loop in your Texas CPA/attorney as needed. If you engage them for tax prep or legal documents, their fees are separate.
Schedule a no-obligation introductory call—we'll meet via video or phone at a time that works for you.
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