We help Arizona business owners (and virtual clients in Michigan and Texas) turn business equity into a coordinated retirement plan—tax-aware withdrawals, custom portfolios (no mutual funds), and estate/beneficiary alignment. Custody at Charles Schwab.
Selling soon or just sold a closely held business; need a tax-aware liquidity plan
Still running the company and want a retirement plan you can contribute to now
Carrying concentrated stock or private shares from a liquidity event
Wanting to fund a legacy (DAF/charitable trusts) while keeping cash flow predictable
Coordinating spouse/family income, buy-sell terms, and survivor protection
Find answers on where sale proceeds go to secure your retirement.
Learn how to blend taxable → tax-deferred → Roth accounts, and plan for RMDs.
Get individual stocks & ETFs aligned to the income plan—no mutual funds.
Establish a 401(k), Defined Benefit plan with a CFP® or CPA.
Create a Donor-Advised Fund or charitable remainder trust with beneficiary alignment.
Complete trust funding, beneficiary updates, and secure digital vault for signed copies.
Attorney/CPA services are separate; we coordinate planning and paperwork. Insurance (if placed) is offered through SG Insurance & Estate Services LLC; carrier pays any commissions—disclosed in writing.
Discuss timelines, deal structure, cash needs, tax picture, beneficiaries.
Monte Carlo + situational stress tests; withdrawal order; custom stock/ETF portfolio.
Create accounts at Schwab, implement transfer plan, titling/beneficiaries, vault setup.
Work with your CPA/attorney; discuss options for CRT; beneficiary & trust funding checklists.
Scheduled reviews; adjustments as life and markets change. (Investing involves risk.)
See Fees & What's Included page for current rates
No mutual funds in managed accounts—avoid loads/12b-1 fees
Only if you engage an attorney/CPA or third-party notary
Available for a flat annual fee while you're still working (see Fees page)
Quick way to get started! Great for initial conversations.
Secure screen-share from anywhere—review projections together.
Our Scottsdale office at 7900 E Thompson Peak Pkwy.
No. We manage individual stocks & ETFs. Clients pay our advisory (AUM) fee plus the ETF expense ratios—no mutual fund loads or 12b-1 fees.
Accounts are custodied at Charles Schwab. SIPC/excess SIPC protections apply to broker failure (not market loss). You retain control and can see your accounts anytime.
Yes. Phone and video for all clients—including Michigan and Texas—with in-office meetings available in Scottsdale.
Generally $100,000+ in investable assets. (401(k)-only guidance is available as a flat-fee option—see our Fees page.)
We coordinate planning; legal/tax advice is provided by your attorney/CPA under a separate engagement. We have in-office partners if you need referrals.
Schedule a no-obligation introductory call to discuss how we can help turn your business equity into a sustainable retirement plan.
Instant download + email copy